VeriOne
Methodology

How VeriOne scores your business

Plain English. No black box. Here is exactly how your uploaded documents become a Business Health Score, benchmarks, and recommendations.

1. Document ingestion

You upload financials (P&L, balance sheet, cash-flow), operational documents, and share your website and industry. Files are stored encrypted in your private workspace — visible only to you and the AI Engine.

2. Document text extraction

The engine extracts readable text from every supported file server-side — PDFs, spreadsheets (XLSX/CSV), and Word documents. Unreadable formats (scanned images, legacy .doc, PowerPoint) are honestly flagged as evidence gaps rather than silently ignored.

3. AI analysis

The AI Engine reads the extracted document text alongside your company context (industry, size, website) to identify strengths, weaknesses, and opportunities that are grounded in the actual contents of your documents — not generic templates. Confidence is set by evidence quality: thin documents produce a low, honest confidence score.

4. Benchmark composition

The AI's findings are composed into the scoring dimensions below and expressed as a percentile against comparable SMEs in your sector. When document evidence is insufficient, the report falls back to input-based heuristics and is labelled as general guidance.

5. Score composition

The scoring dimensions below are combined into your overall Business Health Score. Recommendations are tailored only when the AI has enough document evidence to ground them; otherwise you'll see clearly-labelled general guidance.

The five scoring dimensions

Every VeriOne assessment produces these five dimensions. Together they compose the overall Business Health Score shown on your report.

Operational score

How efficiently the business runs day-to-day: cost structure, execution cadence, staffing efficiency vs. output.

Financial score

Financial health: margin, liquidity, working-capital position, and quality of earnings.

Growth score

Forward-looking growth potential: market position, expansion signals, and channel diversification.

Risk score

Aggregated risk index (0–100) across operations, cash-flow, and customer concentration, mapped to a Low / Moderate / High label.

Benchmark percentile

Your position vs. similar-size businesses in your sector — reported as a percentile and a plain-language industry rank.

Honest limitations
  • AI-generated. Scores, strengths, weaknesses, and recommendations are produced by automated analysis, not by a human advisor or an audit.
  • Informational only. Reports are decision-support, not accounting, legal, tax, or investment advice. Use them as a starting point, not a conclusion.
  • Depends on document quality. Better inputs produce more accurate output. The confidence percentage on your report reflects how much signal the engine actually had to work with.
  • Sector benchmarks are approximate. They compare you against similar-size peers in your stated industry; sub-sector nuances and local market specifics may not be fully captured.
  • No forward-looking guarantee. Recommendations describe opportunities the engine sees today. Execution, results, and outcomes remain your responsibility.